Let's protect you from possible mistakes in your professional services.

Errors & Omissions Insurance

Errors and omissions insurance, also known as E&O insurance and professional liability insurance, helps protect you from lawsuits claiming you made a mistake in your professional services. This insurance can help cover your court costs or settlements, which can be very costly for your business to pay on its own.

What's Covered

If someone sues your business for making a mistake in the professional services you've provided, this insurance can help protect your business from claims of:

  • Negligence

  • Errors in services given

  • Omissions

  • Misrepresentation

  • Violation of good faith and fair dealing

  • Inaccurate advice

What's Not Covered

Be aware that an E&O policy doesn't cover every type of liability claim. This insurance won't help your business with claims of:

  • Illegal acts and purposeful wrongdoing, such as intentionally breaking the law or deceiving your customers or clients.

  • Bodily injury or property damage that your business causes.

  • Employee injuries or illnesses caused by their work.

  • Discrimination or harassment in the workplace that your employees file.

Note: Errors and omissions insurance doesn't help cover claims from events that happened before your policy's retroactive date. It also doesn't help your business with claims filed after your policy's extended reporting period.

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