Mistakes happen, but they could mean expensive legal defense costs.

Professional Liability Insurance

If your client or customer thinks a mistake in your professional services caused a financial loss, they can sue you. Even if you didn't do anything wrong, your client can still sue your business if they believe you made a mistake. Without coverage, you'll have to pay expensive legal defense costs out of pocket. Professional liability insurance helps cover claims of:

Common Lawsuits

  • Breach of contract.

  • Failure to render services.

  • Significant financial loss.

  • Omissions or errors.

Legal Basis

  • Certain professional standards upheld, or as defined in a contract.

  • Your work did not meet these minimum standards.

  • The plaintiff suffered damages.

  • Your work caused these damages.

Common Situations

  • Client expectations don't materialize.

  • A clerical error causes delays in your work.

  • Client holds you responsible for financial damages because your instructions were not adequate.

  • Client doesn't get what they need on time due to interruptions in your supply chain.

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